| Welcome to DMCI Homes |
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Payment Terms
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Cash
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Discount |
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100% Cash |
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10.0% |
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100% in 3 Months |
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8.0% |
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100% in 6 Months |
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6.0% |
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IN HOUSE (1-5 years)
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| DP Rate |
10%
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20%
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30%
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40%
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50%
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| Discount |
2%
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3%
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4%
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5%
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6%
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| Bal. payable in |
Interest Rate
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Factor Rate
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| 1 year |
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0.00%
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n/a
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| 2 years |
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10.00%
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4.614493%
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| 3 years |
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11.00%
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3273872%
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| 4 years |
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13.00%
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2682750%
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| 5 years |
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15.00%
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2378993%
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IN HOUSE (10 Years)
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| DP Rate |
10%
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20%
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30%
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40%
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50%
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| Discount |
0%
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0%
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2%
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3%
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4%
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| Balance |
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| Interest Rate |
21.50%
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18.50%
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16.50%
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16.50%
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16.50%
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| Factor Rate |
2.033033%
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1.834165%
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1.706423%
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1.706423%
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1.706423%
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| Note: Downpayment payable in Cash (if RFO) or over the construction period, interest |
| free ( if NON RFO) |
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Available through In-house Financing, Bank Financing, PAGIBIG:
In-house Financing Requirements:
1. 2 valid IDs
2. CTC (cedula) or Passport
3. Complete Post Dated Checks (PDCs) for the downpayment & monthly amortization
Bank Financing Requirements:
1. 2 valid IDs
2. CTC (sedula) or Passport
3. Complete Post Dated Checks (PDCs) for the downpayment
4. Bank Application Form
5. Additional Requirements:
5.1 If employed (within the Philippines)
a. Certificate of Employee (COE) indicating annual salary and position
b. Latest Income Tax Return (ITR)
c. Payslips (last two months)
d. Proof of billing adress (e.g. Meralco, credit card, etc.)
5.2 If Overseas Filipino Worker (OFW)
a. POEA Authenticated Contract (seaman)
b. COE Authenticated by Philippine Consulate (direct-hired)
5.3 If Self-Employed
a. Business Name (DTI) of SEC Registration
b. Articles of Incorporation and By-Laws with SEC Registration Certificates
c. List of Trade References (at least 3 names & telephone numbers of major suppliers &/or customers)
d. Audited Financial Statements for the past two years
e. Banks Statement for the last six months
f. Proof of billing address (e.g. Meralco, credit card, etc)
5.4 If Practicing Doctor
a. Clinic address/es and schedule
b. Bank Statement for the last six months
5.5 If income is from Rental or Properties
a. List of tenants and rental amounts
b. Complete address/es of properties being rented
c. Bank statement for the last six months
List of Accredited Banks:
1. United Coconut Planters Bank (UCPB)
2. Banco de Oro (BDO) / Equitable PCI-Bank (EPCIB)
3. Bank of the Philippine Island Family (BPI Family)
4. International Bank (IBANK) / Union Bank
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